Prices are up
Median sale price rose 18.8% compared with the same 3 months a year earlier.
About these numbers
From 351 recorded sales in all of the Santa Rosa Beach ZIP code (32459), the last 3 months to Jun 23, 2026, compared with the 3 months before. A description of what already happened, not a forecast. “Steady” means the median moved less than 3% either way.
The state publishes sale records a few times a year. The latest file was posted Jul 27, 2026; the next one is due in October. Anything that sold after Jun 23, 2026 is not here yet, so this page shows the market as of the end of that month, not this week. Ranges count back from Jun 23, 2026, the newest recorded sale, not from today.
The latest 60 days (sales after Apr 24, 2026) may be incomplete: a sale can reach the state's file weeks or months after it closes, so a later file may add sales to these months. A recent dip in sales can be partly that delay, not a change in the market. These weeks are shaded on the price trend.
Price per square foot is the median of price divided by adjusted area, for sales where the size is on record. Adjusted area is the county's weighted size of everything built on the parcel: heated rooms count in full, and a garage, porch or other unheated space counts in part. It is usually larger than the heated living area a listing quotes. With fewer than 10 sales a median is hidden. Source: Florida Dept. of Revenue.
$1.05M
Up compared with the same period a year earlier: 18.8%
351
Up compared with the same period a year earlier: 25.8%
$480
Up compared with the same period a year earlier: 11.9%
Median sale price, rolling 4 weeks · each point needs 10+ sales
Neighborhoods
Watercolor
$2,846,250 · 42 salesSeagrove
$1,207,500 · 24 salesBlue Mountain Beach
$1,112,500 · 20 salesDriftwood Estates
$590,000 · 20 salesHawks Landing
$299,450 · 18 sales
Last 6 months. Subdivisions and communities with at least 12 sales in our records.
Recent sales map
351 sales in the last 3 months. Zoom or drag the map and the figures above follow the area you see.
Tap a dot to see the price, size, price per sq ft and date, and to open that property's page.
Latest sales in view
What stands out
Typical price up 18.8%
The median sale price was $1,055,000, compared with $888,000 in the same 3 months a year earlier.
26% more sales
351 homes sold in the last 3 months, against 279 in the same 3 months a year earlier.
$480 per sq ft
The median price per square foot of adjusted area (the county's weighted size, which counts garages and porches in part), up 11.9% from the same 3 months a year earlier.
Where most sales fall
The middle half of sales went for between $590,000 and $2,062,500.
What's changing nearby
Active in the last year, within 4 miles of the middle of the map, nearest first.
Vacation rentals
At least 19%
of homes in ZIP 32459 hold a state vacation-rental licence in force: 3,617 of 18,803.
Homes are houses, mobile homes and condos on the tax roll. A licence is counted when its address matches one home, so the real share may be higher. Source: Florida DBPR lodging licences, as of Sep 29, 2026.
Flood insurance claims
National Flood Insurance claims in ZIP 32459 since 1985.
1,214
126 in the last 10 years
$27M
Typical payout $11K
The storms behind most claims
- Hurricane Opal421 claims · $8.95M
- Hurricane Ivan233 claims · $3.48M
- Hurricane Dennis142 claims · $8.46M
- Mid-spring storms93 claims · $2.26M
4,719 flood insurance policies were in force in ZIP 32459 (FEMA data of September 2026). Across the county, about 20% of homes are insured, and 70% of those in FEMA's high-risk areas.
Only insured losses appear here: a flood where nobody held a policy leaves no claim. Payouts are in the dollars of the year paid. Source: OpenFEMA. This product uses the Federal Emergency Management Agency's OpenFEMA API, but is not endorsed by FEMA.
Storm surge
Share of the 20,174 homes in the Santa Rosa Beach area that a near worst-case storm surge could reach, by hurricane category.
- Category 14%
- Category 29%
- Category 321%
- Category 442%
- Category 554%
In a Category 3, 5% of homes here could see more than 3 feet of water above the ground.
The worst case NOAA models for each category at high tide, not a forecast and not an evacuation zone: follow the county's evacuation orders. Source: NOAA National Hurricane Center storm surge risk maps.
The market right now
Listings, values and rates from national sources, which report sooner than recorded sales.
ZIP 32459, not map-responsive
For sale now
Homes listed for sale in August 2026, against the same month a year earlier.
835
Down: 20% fewer
$1.21M
— Steady
106 days
Down: 6 fewer days
19%
148 new listings · 146 under contract in the month.
Asking prices, not sale prices. Source: Realtor.com® Economic Research, ZIP 32459.
Home values and rents
Estimates for August 2026, against a year earlier.
$858K
— Steady
$882K
$784K
$1,880/mo
— Steady
A typical value is Zillow's estimate for a mid-priced home, not a sale. Source: Zillow Home Value Index and Observed Rent Index, ZIP 32459.
Federal price index, change each year
- 2021+21.2%
- 2022+27.8%
- 2023+1.6%
- 2024−0.2%
- 2025+8.2%
Built from sales and appraisals of homes whose mortgages Fannie Mae or Freddie Mac bought or guaranteed; FHFA calls these indexes developmental. Source: FHFA House Price Index, ZIP 32459, updated March 31, 2026.
Mortgage rates this week
National averages, week of September 24, 2026.
7.03%
6.42%
The 30-year rate is 0.08 percentage points higher than last week and 0.73 percentage points higher than a year ago.
Listing market
How fast listed homes sell, from Redfin. For the whole ZIP code: the map and pills do not change it.
ZIP 32459, not map-responsive
Buyer's or seller's market?
Buyer's market
At the recent pace of sales, it would take about 6.9 months to sell the homes now for sale. Lots of homes for sale compared with buyers means buyers have more choice and room to negotiate, and prices tend to flatten or fall.
Months of supply 6.9 · Walton County, Mar 2026 to May 2026, average of 3 months · Down 1.1 months vs the period before
Days on market
90 days
Median days from listing to sale · ZIP 32459, 3 months ending May 2026 · Down 47.0 days vs the period before
Source: Redfin Data Center. Redfin does not publish months of supply for ZIP 32459, so that figure is for all of Walton County, which includes other beach and inland communities that can behave differently from Santa Rosa Beach.
Watch this area
Coming soonAlerts are coming: a note when a new project, hearing or recorded sale shows up in Santa Rosa Beach. Nothing is sent yet.
Tell us you are interestedAbout this data: sources, method and limits
Recorded sales. Florida Department of Revenue Sale Data File and property roll for Walton County (2026P roll, posted Jul 27, 2026); parcel locations from Walton County GIS. Kept: qualified (arm's-length) sales, codes 01 and 02; improved single-family, mobile-home and condo parcels; price of $20,000 or more. Other transfers (family transfers, foreclosure and bank sales, multi-parcel deals, vacant land) are left out because they do not reflect the open market. 91% of sales have an exact date; the rest are known only to the month and are placed mid-month. Our records start Jan 4, 2021 and end Jun 23, 2026; the state publishes a few times a year, and the county's next file is due in the fall. The latest 60 days (after Apr 24, 2026) are marked as possibly incomplete because a sale can reach the state's file weeks or months after it closes. Measured: the 2025 Final file counted 321 sales in its newest 6 months and the later 2026 Preliminary file counts 579 for the same months (+80%). Owner names are never shown.
How the headline is worked out. Median price, homes sold and price per square foot are worked out from these recorded sales only, for the time range, neighborhood and map area you have picked. Each is compared with the same length of time just before it. With fewer than 10 sales in the period, the median is replaced by “Limited data”; a change is shown only when both periods have at least 10 sales and our records cover the whole earlier period (so the 1-year range has no comparison yet). Price per square foot uses the adjusted area on the property roll and skips homes smaller than 300 sq ft. Adjusted area is the county's weighted size of everything built on the parcel: heated rooms count in full, and a garage, porch or other unheated space counts in part. It is usually larger than the heated living area a listing quotes. The price filter changes the dots on the map, not the figures. The pulse and the “what stands out” cards are written by rules from those same numbers, not by AI, and describe what already happened.
Neighborhoods. Subdivision names read from each parcel's legal description; pods of one community merged; outlines drawn around the parcels carrying the name. Not official boundaries. 66% of the 8,244 sales fall in a neighborhood with at least 12 sales; the rest are in smaller subdivisions or on land described by boundaries rather than a plat. The county publishes no subdivision boundary layer, so the outlines are drawn around the parcels that carry each name and are approximate. Source: Legal descriptions in the Walton County property appraiser's parcel file (Public-GIS-Data-2026-07-28.zip).
Listing market. Days on market and months of supply are from Redfin Data Center, latest period May 31, 2026 (all residential property types; county figures are monthly, ZIP figures are rolling 3-month windows). Redfin only counts homes listed through agents and MLS, its figures for a small ZIP can swing from month to month, and they do not change with the map.
Nearby projects. From the Development section: projects we could place on a map, by straight-line distance. A decision on a project we could not place does not appear.
Map: OpenFreeMap, © OpenMapTiles, data © OpenStreetMap contributors.
Recorded sales through Jun 23, 2026 · Independent, not an official Walton County site · Source · Privacy · Terms