Neighborhood
Hammock Bay
2,206 parcels and 1,269 recorded home sales in our records.
Prices are steady
Median sale price changed −1.7% compared with the year before.
About these numbers
From 170 recorded sales in Hammock Bay, the last 1 year to Jun 23, 2026, compared with the 1 year before. A description of what already happened, not a forecast. “Steady” means the median moved less than 3% either way.
The state publishes sale records a few times a year. The latest file was posted Jul 27, 2026; the next one is due in October. Anything that sold after Jun 23, 2026 is not here yet, so this page shows the market as of the end of that month, not this week. Ranges count back from Jun 23, 2026, the newest recorded sale, not from today.
The latest 60 days (sales after Apr 24, 2026) may be incomplete: a sale can reach the state's file weeks or months after it closes, so a later file may add sales to these months. A recent dip in sales can be partly that delay, not a change in the market. These weeks are shaded on the price trend.
Price per square foot is the median of price divided by adjusted area, for sales where the size is on record. Adjusted area is the county's weighted size of everything built on the parcel: heated rooms count in full, and a garage, porch or other unheated space counts in part. It is usually larger than the heated living area a listing quotes. With fewer than 10 sales a median is hidden. Source: Florida Dept. of Revenue.
$490K
— Steady
170
Down compared with the same period a year earlier: 25.1%
$184
— Steady
Median sale price, rolling 3 months · each point needs 5+ sales
Recent sales map
170 sales in the last 1 year. Zoom or drag the map and the figures above follow the area you see.
Tap a dot to see the price, size, price per sq ft and date, and to open that property's page.
Latest sales in view
What stands out
Prices about the same
The median sale price was $489,900, compared with $498,600 in the year before.
25% fewer sales
170 homes sold in the last 1 year, against 227 in the year before.
$184 per sq ft
The median price per square foot of adjusted area (the county's weighted size, which counts garages and porches in part), about the same as the year before.
32% were newly built
54 of the 170 sales were homes built in 2025 or 2026. New construction pulls the typical price up because new homes usually sell for more.
Nearby projects and decisions
Active in the last year, within 3 miles of the center of Hammock Bay, nearest first.
Vacation rentals
None found
None of the 1,903 homes in Hammock Bay matched a state vacation-rental licence in force.
Across ZIP 32439: at least under 1% (10 of 8,183 homes).
Homes are houses, mobile homes and condos on the tax roll. A licence is counted when its address matches one home, so the real share may be higher. Source: Florida DBPR lodging licences, as of Sep 29, 2026.
Storm surge
Share of the 1,903 homes in Hammock Bay that a near worst-case storm surge could reach, by hurricane category.
- Category 1under 1%
- Category 2under 1%
- Category 32%
- Category 410%
- Category 516%
In a Category 3, under 1% of homes here could see more than 3 feet of water above the ground. Across the Freeport area, a Category 3 reaches 10% of homes.
The worst case NOAA models for each category at high tide, not a forecast and not an evacuation zone: follow the county's evacuation orders. Source: NOAA National Hurricane Center storm surge risk maps.
The market right now
Listings, values and rates from national sources, which report sooner than recorded sales.
ZIP 32439, not map-responsive
For sale now
Homes listed for sale in August 2026, against the same month a year earlier.
279
Up: 16% more
$445K
— Steady
76 days
Down: 11 fewer days
28%
72 new listings · 119 under contract in the month.
Asking prices, not sale prices. Source: Realtor.com® Economic Research, ZIP 32439.
Home values and rents
Estimates for August 2026, against a year earlier.
$390K
— Steady
$391K
$1,789/mo
— Steady
A typical value is Zillow's estimate for a mid-priced home, not a sale. Source: Zillow Home Value Index and Observed Rent Index, ZIP 32439.
Federal price index, change each year
- 2021+22.2%
- 2022+18.7%
- 2023+5.5%
- 2024+1.2%
- 2025+1.0%
Built from sales and appraisals of homes whose mortgages Fannie Mae or Freddie Mac bought or guaranteed; FHFA calls these indexes developmental. Source: FHFA House Price Index, ZIP 32439, updated March 31, 2026.
Mortgage rates this week
National averages, week of September 24, 2026.
7.03%
6.42%
The 30-year rate is 0.08 percentage points higher than last week and 0.73 percentage points higher than a year ago.
Listing market
How fast listed homes sell, from Redfin. For the whole ZIP code: the map and pills do not change it.
ZIP 32439, not map-responsive
Buyer's or seller's market?
Buyer's market
At the recent pace of sales, it would take about 8.1 months to sell the homes now for sale. Lots of homes for sale compared with buyers means buyers have more choice and room to negotiate, and prices tend to flatten or fall.
Months of supply 8.1 · Walton County, Jun 2025 to May 2026, average of 12 months · Down 1.9 months vs the period before
Days on market
103 days
Median days from listing to sale · ZIP 32439, Jun 2025 to May 2026, average of 4 3-month periods · Up 23.8 days vs the period before
Source: Redfin Data Center. Redfin does not publish months of supply for ZIP 32439, so that figure is for all of Walton County, which includes beach communities that can behave differently from Freeport.
Sections
Hammock Bay is made up of separately recorded plats. Sales in our records, by section.
- Schooner Landing at Hammock Bay117 sales · 234 parcels
- Symphony at Hammock Bay91 sales · 198 parcels
- Passages at Hammock Bay47 sales · 133 parcels
- Central Park at Hammock Bay60 sales · 121 parcels
- Whispers at Hammock Bay27 sales · 107 parcels
- Firefly at Hammock Bay109 sales · 106 parcels
Show the other 26 sections
- Steamboat Landing at Hammock Bay6 sales · 104 parcels
- Bird Song at Hammock Bay37 sales · 102 parcels
- Mill Cottages at Hammock Bay95 sales · 96 parcels
- Starburst at Hammock Bay90 sales · 96 parcels
- Buxtons Mill at Hammock Bay96 sales · 87 parcels
- Brighton at Hammock Bay44 sales · 84 parcels
- Meadows at Hammock Bay38 sales · 77 parcels
- Parkview at Hammock Bay80 sales · 72 parcels
- Gardens at Hammock Bay29 sales · 65 parcels
- Reflection at Hammock Bay11 sales · 59 parcels
- Moonswept at Hammock Bay61 sales · 58 parcels
- Orchard at Hammock Bay23 sales · 57 parcels
- Vineyards at Hammock Bay27 sales · 47 parcels
- Sounds at Hammock Bay13 sales · 41 parcels
- Crescent Mill at Hammock Bay17 sales · 41 parcels
- Aurora at Hammock Bay41 sales · 38 parcels
- Bay Cove at Hammock Bay13 sales · 27 parcels
- Wildflower at Hammock Bay27 sales · 23 parcels
- Harmony at Hammock Bay10 sales · 20 parcels
- Bliss at Hammock Bay25 sales · 18 parcels
- Splendor at Hammock Bay16 sales · 16 parcels
- Haven at Hammock Bay6 sales · 15 parcels
- Rhapsody at Hammock Bay2 sales · 9 parcels
- Lanterns at Hammock Bay5 sales · 6 parcels
- Vintage Cove at Hammock Bay5 sales · 4 parcels
- Schooner Lndg at Hammock Bay1 sale · 1 parcels
Homeowners' association
Only what we can point to an official record for.
No association verified yet
We do not list an association for Hammock Bay. Neighborhoods like this often have a master association plus a separate one for each section, and the public lists of them are incomplete and hard to match to a subdivision without guessing, so we publish only what a person has checked against an official record.
Recorded plats
39 recorded plats: show the list
Plat Book 16, page 9 · Plat Book 16, page 86 · Plat Book 16, page 87 · Plat Book 16, page 89 · Plat Book 16, page 90 · Plat Book 17, page 7 · Plat Book 17, page 26 · Plat Book 17, page 27 · Plat Book 17, page 59 · Plat Book 17, page 60 · Plat Book 18, page 20 · Plat Book 18, page 22 · Plat Book 18, page 60 · Plat Book 19, page 35 · Plat Book 19, page 56 · Plat Book 19, page 94 · Plat Book 20, page 1 · Plat Book 20, page 17 · Plat Book 20, page 52 · Plat Book 21, page 16 · Plat Book 21, page 23 · Plat Book 21, page 65 · Plat Book 21, page 96 · Plat Book 22, page 32 · Plat Book 22, page 44 · Plat Book 23, page 6 · Plat Book 24, page 49 · Plat Book 24, page 90 · Plat Book 25, page 1 · Plat Book 25, page 11 · Plat Book 25, page 14 · Plat Book 25, page 31 · Plat Book 25, page 32 · Plat Book 25, page 69 · Plat Book 25, page 81 · Plat Book 25, page 84 · Plat Book 26, page 7 · Plat Book 26, page 26 · Plat Book 26, page 50
From the county's parcel records. The declaration of covenants is recorded separately: search the Clerk's official records with the subdivision name.
Walton County Clerk: official records searchFlorida Division of Corporations: search by entity name
Dues, assessments and reserve status are not shown: no public source for them is reliable.
Watch this area
Coming soonAlerts are coming: a note when a new project, hearing or recorded sale shows up in Hammock Bay. Nothing is sent yet.
Tell us you are interestedAbout this data: sources, method and limits
Recorded sales. Florida Department of Revenue Sale Data File and property roll for Walton County (2026P roll, posted Jul 27, 2026); parcel locations from Walton County GIS. Kept: qualified (arm's-length) sales, codes 01 and 02; improved single-family, mobile-home and condo parcels; price of $20,000 or more. Other transfers (family transfers, foreclosure and bank sales, multi-parcel deals, vacant land) are left out because they do not reflect the open market. 92% of sales have an exact date; the rest are known only to the month and are placed mid-month. Our records start Jan 4, 2021 and end Jun 23, 2026; the state publishes a few times a year, and the county's next file is due in the fall. The latest 60 days (after Apr 24, 2026) are marked as possibly incomplete because a sale can reach the state's file weeks or months after it closes. Measured: the 2025 Final file counted 119 sales in its newest 6 months and the later 2026 Preliminary file counts 392 for the same months (+229%). Owner names are never shown.
How the headline is worked out. Median price, homes sold and price per square foot are worked out from these recorded sales only, for the time range, neighborhood and map area you have picked. Each is compared with the same length of time just before it. With fewer than 10 sales in the period, the median is replaced by “Limited data”; a change is shown only when both periods have at least 10 sales and our records cover the whole earlier period (so the 1-year range has no comparison yet). Price per square foot uses the adjusted area on the property roll and skips homes smaller than 300 sq ft. Adjusted area is the county's weighted size of everything built on the parcel: heated rooms count in full, and a garage, porch or other unheated space counts in part. It is usually larger than the heated living area a listing quotes. The price filter changes the dots on the map, not the figures. The pulse and the “what stands out” cards are written by rules from those same numbers, not by AI, and describe what already happened.
Neighborhoods. Subdivision names read from each parcel's legal description; pods of one community merged; outlines drawn around the parcels carrying the name. Not official boundaries. 82% of the 4,289 sales fall in a neighborhood with at least 12 sales; the rest are in smaller subdivisions or on land described by boundaries rather than a plat. The county publishes no subdivision boundary layer, so the outlines are drawn around the parcels that carry each name and are approximate. Source: Legal descriptions in the Walton County property appraiser's parcel file (Public-GIS-Data-2026-07-28.zip).
Listing market. Days on market and months of supply are from Redfin Data Center, latest period May 31, 2026 (all residential property types; county figures are monthly, ZIP figures are rolling 3-month windows). Redfin only counts homes listed through agents and MLS, its figures for a small ZIP can swing from month to month, and they do not change with the map.
Nearby projects. From the Development section: projects we could place on a map, by straight-line distance. A decision on a project we could not place does not appear.
Map: OpenFreeMap, © OpenMapTiles, data © OpenStreetMap contributors.
Recorded sales through Jun 23, 2026 · The outline is approximate, drawn around the parcels that carry the subdivision name · Independent, not an official city site · Source · Privacy · Terms